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Welcome to New Mortgage Bad Credit, where you can get New Mortgage tips and advice for the smart, economical homeowner.  Even if you have bad credit, we are here to get you the best refinancing rates possible for your home mortgage.  We cover many questions you may have such as when is the best time to refinance a mortgage, information on second mortgages, and up-to-date rate quotes.  We hope that the information will assist you in helping you become informed about how to refinance your home mortgage to save you money.  Thanks for stopping by.